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Turquoise sea, offshore reef and a tree-lined shoreline seen from above in Lombok

Living here Indonesia buying guide

Buying land and being allowed to stay are separate questions. These are the main visa routes buyers ask about, and what each one does and does not allow.

Many people who buy land in Lombok, Sumbawa or Sumba want to spend months at a time on site, first during construction and later to enjoy the property. Owning or leasing land does not give you a right to stay in Indonesia. Your length of stay depends on the visa or stay permit you hold, and each one has its own conditions. This guide summarises the main routes and links to official sources. Immigration rules change often, so treat it as a map for your conversation with an immigration adviser, not a final answer.

Who issues visas now

Visas and stay permits are handled by the Directorate General of Immigration, now under the Ministry of Immigration and Corrections. Applications for most visas are made online through the official e-Visa site, evisa.imigrasi.go.id. Use that site, or a licensed agent who uses it, and be careful with look-alike websites that charge extra fees.

In June 2025 a ministerial decree on visa classification took effect, reorganising visit visas into lettered groups: A for visa exemption, B and F for visas on arrival, C for single-entry visit visas and D for multiple-entry visit visas. Stay permits for longer residence sit in the E group.

Short visits: visa on arrival and visit visas

For a first viewing trip, most nationalities use the visa on arrival, which gives a 30-day stay. It can usually be extended once from inside Indonesia. Single-entry visit visas (C) allow longer stays for tourism, family visits and similar purposes, and multiple-entry visit visas (D) suit people who travel in and out regularly over a year. Holders of the D2 business visit visa may carry out activities such as site visits for business, meetings and procurement.

A visit visa does not allow you to work in Indonesia. Meeting a notary, inspecting land and signing documents as a buyer are normally fine. Supervising your own building site day to day, or running a rental business, can raise questions, so ask an adviser which activities your visa covers.

Retiree visas

Indonesia has two retiree categories. The E33F is a one-year retiree stay permit. The E33E is a five-year retiree permit, and the official immigration site lists these requirements for it:

  • Age 55 or older. No local sponsor is needed.
  • A personal bank statement for the last three months showing at least USD 2,000 or the equivalent.
  • An immigration guarantee: a commitment to deposit at least USD 50,000 in your own account at an Indonesian state-owned bank, with proof submitted within 90 days of entry.
  • Evidence of a pension or income of at least USD 3,000 a month, as a supporting document.

The permit runs for up to five years and can be extended to a total of ten. The official fee schedule lists a total of IDR 13,000,000 in government fees, which are not refunded if the application is refused. Holders may travel, live with family and, if they report it to the immigration office, carry out certain activities.

Remote worker visa (E33G)

Since 1 April 2024, Indonesia has offered a remote worker stay permit, the E33G, for people employed by a company outside Indonesia. As reported by Fragomen when it launched, applicants need an annual income of at least USD 60,000 and a bank statement showing at least USD 2,000 over the previous three months. It is valid for up to one year and can be renewed. It does not allow you to work for an Indonesian employer or clients in Indonesia.

Second Home Visa

The Second Home Visa was introduced for foreigners who want to live in Indonesia for longer periods without a local sponsor, with permits of up to five or ten years. When immigration announced it in 2022, applicants needed proof of funds of Rp2 billion or proof of property ownership in Indonesia, with original documents such as a state-bank statement or property certificate submitted within 90 days. The funds and property thresholds have been amended since then. Check the current requirement on the e-Visa site before you plan around this route.

Indonesia also offers a Golden Visa for larger investors, with requirements linked to the size of the investment. It is aimed at company investment rather than buying a single plot of land.

How visas connect to property

A visa or stay permit does not let a foreigner hold freehold land. Hak Milik remains reserved for Indonesian citizens. What a stay permit can do is open the door to owning a house on a right of use (Hak Pakai). Under Government Regulation No. 18 of 2021, foreigners who hold a valid stay permit can own a residential house or apartment on Hak Pakai, subject to minimum prices set by the land ministry. Our guide to leasehold, Hak Pakai and company structures explains how these options compare.

If you plan to rent your villa to guests, the visa question becomes a business question. Running a rental business generally needs a company, licences through the OSS system and the right stay permit for anyone working in it.

Tax residency

Long stays can have tax consequences. Under Indonesia's income tax law, a person who is present for more than 183 days in a 12-month period can be treated as a tax resident. If you plan to spend half the year or more on site, speak to a tax adviser about how your home country and Indonesia would treat your income.

Choosing a route

  • Viewing land or signing a purchase: visa on arrival or a single-entry visit visa.
  • Frequent trips during construction: a multiple-entry visit visa, with advice on what you can do on site.
  • Retired and planning to live here: the E33E or E33F retiree permit.
  • Working remotely for a foreign employer: the E33G remote worker permit.
  • Long stays with significant savings: the Second Home Visa.
  • Running a business on the land: a company structure and the related work and stay permits.

Buyer note: Thresholds and fees in this guide come from official and professional sources checked in November 2026. They change by regulation, sometimes with little notice. Confirm current requirements on the official e-Visa site or with a licensed immigration adviser before applying.

Sources

Property examples to compare

Buyers planning long stays often look at plots with easy access to services, such as 1.65 Ha Land near Mandalika Circuit, South Lombok, 6 Ha Bay View Land in Batu Berang, South Lombok and Wanokaka Land near Waikabubak, Sumba. Ask our team about the nearest towns, clinics and airports for each.

Planning to spend time on your land?

Tell us how long you expect to stay each year. We can point you to plots that suit that pattern and to independent advisers for visas and structures.

Editorial note: This guide is general information, not immigration, legal or tax advice. Requirements change. Confirm with the Directorate General of Immigration or a licensed adviser.